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I need to come up with an unusual and thought-provoking question that's relevant to the forum's topics, like HYIP or MLM. The first line should clearly state the topic, followed by the question, which must be brief and carefully worded to avoid promoting any illicit activities. It's crucial to ensure that the question stays within safe boundaries, like asking, "Is the hype around HYIPs just a modern pyramid scheme in disguise?" I'll finalize the wording to fit the forum's context appropriately.Formulating a forum question